Legal

Privacy Policy — TradeAndCompound

Last updated: July 24, 2026

Overview

TradeAndCompound ("we", "us", "our") operates tradeandcompound.com (the "Site"). This Privacy Policy explains what information we collect, how we use it, and the choices you have. We are committed to transparency and minimal data collection.

By using the Site, you agree to the practices described in this policy. If you do not agree, please discontinue use of the Site.

Data We Collect

Information you provide directly

We do not require accounts, sign-ups, or logins to use any of our tools. The only situation in which you may provide personal information is if you contact us via email at hello@tradeandcompound.com. In that case, we receive the email address and content of your message.

Information collected automatically

Calculator inputs: Values you enter into our compound calculator (starting balance, percentage, periods, etc.) are stored in your browser's URL and local state. This data never leaves your device unless you share the URL ("Share My Vision") with someone else.
Technical data: Our hosting provider may log standard server request information (IP address, browser type, timestamp, pages visited) for security and abuse prevention. We do not maintain a separate analytics database.
Cookie consent preference: Your choice to accept or reject non-essential cookies is stored in localStorage under the key tac-consent.

How We Use Your Data

To operate, maintain, and improve the Site and its tools
To respond to your inquiries when you contact us
To display relevant advertising via Google AdSense (see below)
To monitor and prevent abuse, fraud, and security incidents
To comply with legal obligations

We do not sell your personal data to third parties.

We use Google AdSense to display advertisements on the Site. Google AdSense is provided by Google LLC ("Google"), a third-party vendor that may use cookies and similar technologies to serve ads based on your prior visits to this and other websites.

Google AdSense disclosure: Third-party vendors, including Google, use cookies to serve ads based on a user's prior visits to this website or other websites. Google's use of advertising cookies enables it and its partners to serve ads to you based on your visit to our site and/or other sites on the Internet.

What Google may collect

When AdSense is active (i.e., you have consented to non-essential cookies), Google and its partners may collect the following:

Your IP address
Cookie identifiers (e.g., __gads, IDE)
Browser and device information
Pages visited and ad interaction data
Demographic and interest categories inferred from your browsing

Your choices for Google ads

You can opt out of personalized advertising by visiting Google Ads Settings.
You can opt out of third-party vendors' use of cookies for personalized advertising by visiting aboutads.info/choices.
For users in the European Economic Area (EEA), UK, and Switzerland, Google uses consent signals. We only load AdSense scripts after you grant consent via our cookie banner.

For more information about how Google uses data, visit Google's Partner Sites policy and AdSense privacy FAQ.

Cookies & Local Storage

We distinguish between essential and non-essential cookies/storage:

Essential cookies/storage (no consent required)

tac-consent — Stores your cookie consent choice (accept/reject). Without this, we'd show the banner on every visit.
Calculator state in URL querystring — Not a cookie; this is part of the URL and only exists if you share it.

Non-essential cookies (consent required)

Google AdSense cookies: __gads, IDE, NID, and others set by pagead2.googlesyndication.com. Used for ad serving, frequency capping, and personalization. Only loaded after consent.

See our Cookie Policy for a detailed cookie table.

Data Retention

Calculator inputs: Stored only in your browser. Clearing your browser data or URL removes them entirely.
Consent preference: Retained in localStorage until you clear browser data or withdraw consent.
Email correspondence: Retained for as long as needed to respond to your inquiry and for record-keeping (typically 12 months).
Server logs: Retained by our hosting provider per their own retention policy (typically 7–30 days).
Google AdSense data: Retained per Google's retention policy.

We do not sell, rent, or trade your personal data. We share data only with:

Google LLC — For ad serving (AdSense). Only when you have consented to non-essential cookies.
Our hosting provider — For serving the website. They may process server logs for security.
Legal authorities — If required by law, court order, or to protect our rights and safety.

Data Security

We use industry-standard measures to protect your data: HTTPS encryption, minimal data collection, no centralized user database, and regular security reviews of our codebase. However, no method of transmission over the Internet is 100% secure, and we cannot guarantee absolute security.

Your Rights (GDPR, CCPA, UK GDPR)

If you are in the EEA, UK, or Switzerland (GDPR / UK GDPR)

You have the following rights regarding your personal data:

Right to access — Request a copy of your data
Right to rectification — Correct inaccurate data
Right to erasure ("right to be forgotten") — Request deletion
Right to restrict processing — Limit how we use your data
Right to data portability — Receive your data in a machine-readable format
Right to object — Object to processing based on legitimate interests
Right to withdraw consent — Withdraw consent at any time (use the cookie banner or clear tac-consent from localStorage)

To exercise these rights, email hello@tradeandcompound.com. We respond within 30 days.

If you are in California (CCPA / CPRA)

You have the right to:

Know what personal data we collect and how it's used
Request deletion of your personal data
Opt out of the "sale" or "sharing" of your personal data (we do not sell data)
Not be discriminated against for exercising your rights

Submit requests to hello@tradeandcompound.com.

Legal basis for processing (GDPR)

Consent — For non-essential cookies and ad personalization (Article 6(1)(a))
Legitimate interests — For security, fraud prevention, and site operation (Article 6(1)(f))

Children's Privacy

The Site is not directed at children under 13 (or the applicable age in your jurisdiction). We do not knowingly collect personal data from children. If you believe a child has provided us with personal data, please contact us and we will delete it.

Changes to This Policy

We may update this Privacy Policy from time to time. The "Last updated" date at the top of this page reflects the most recent revision. We encourage you to review this page periodically.

Contact Us

If you have questions about this Privacy Policy or your data, contact us at:

Email: hello@tradeandcompound.com
Site: tradeandcompound.com